Consumer Credit Act Amendment Approved: Price Caps, New Creditworthiness Assessments, and Stricter Rules for Lenders
On September 11, 2026, the Chamber of Deputies approved an amendment to the Consumer Credit Act. Its primary objective is the transposition of the European Directive CCD2 (Directive (EU) 2023/2225 of the European Parliament and of the Council on consumer credit agreements and repealing Directive 2008/48/EC). However, the enacted legislation goes beyond merely implementing European regulations.