Financial Administration launches the third phase of the Tax Echo project

The Financial Administration is launching the next stage of the Tax Echo project, which highlights likely irregularities in tax returns. Taxpayers can correct their mistakes without penalties and avoid tax audits.

Pension savings for 2023 and 2024

The third stage of the project again focuses on errors relating to pension savings for the 2023 and 2024 tax years. Thanks to the two previous stages, the repairs brought a total of CZK 52.3 million to the state budget.

The Financial Administration will address a total of 1,338 persons. The mailing of personal letters and data messages began on Monday 13 October 2025.

The content of the notice remains the same as in the first stage of the project, but this time it relates to income tax liability for 2023 and 2024. The letter draws attention to a possible error relating to early termination of pension savings that the taxpayer has claimed as a tax deduction in the past. If the taxpayer has terminated the contract prematurely, they are obliged to pay additional tax on the contributions claimed as a deduction from the tax base via their tax return, retroactively for 10 years.

Results of the Tax Echo project so far

• Tax echo I – early termination of pension savings:
  575 persons contacted, 357 additional declarations (62% success rate), CZK 3.5 million voluntarily declared.
• Tax echo II – incorrect application of the spouse discount:
  3 432 persons contacted, 2 580 additional declarations (74% success rate), CZK 48.8 million voluntarily declared.

The total amount of irregularities detected in Tax Echo III is estimated at CZK 12.5 million.